BANK OF INDIA CREDIT OFFICER NOTIFICATION:

ByBharatDisha Team

FINAL_NOTICE_CREDIT_OFFICERS_2025_2026_NOTICE_DATE_01_11_2025.pdf

BANK OF INDIA CREDIT OFFICER RESERVATION DETAILS:

POSTSCALESCSTOBCEWSGEN.TOTAL
CREDIT OFFICERSMGS-IV52931736
CREDIT OFFICERMMGS-III941662560
CREDIT OFFICERMMGS-II623111241172418
TOTAL763713750214514

 AGE AS ON 1/11/2025 FOR THE BANK OF INDIA CREDIT OFFICER:

  1. FOR THE POST OF SMGS-1V:  MIN. AGE: 30, MAX. AGE: 40
  2. FOR THE POST OF MMGS-III: MIN. AGE: 28, MAX. AGE: 38
  3. FOR THE POST OF MMGS-II: MIN. AGE: 25, MAX. AGE: 35

 EDUCATIONAL QUALIFICATION

MMGS-IIGraduation in any stream with 60%marks. (55% OF SC/ST/OBS/PWBD) Preferred qualification CA/CFA/CMA/-ICWA OR MBA/PGDM in Banking/ Finance OR 2 years Full Time masters in Banking Finance/ Credit –related Field.
EXPERIENCE: 3 years total post Qualification as officer +2 years in MSME/Commercial Project/Mid and Large Credit in Scheduled PSPBs, Scheduled Private Banks or listed FIS.
MMGS-IIIGraduation in any stream with 60% marks (55% marks in SC/ST/OBC/PWBD).
CA/CFA/CMA/ICWA OR MBA/PGDMB in Banking Finance OR 2-years Full-time masters in Banking/Finance/Credit related Field.
EXPERIENCE: 5 years Post-Qualification as officer +3 years in MSME/Commercial Project/Mid and Large Credit in Scheduled PSB’s, Scheduled Private Banks, or listed FIS.
SMG-IV:Graduation in any stream with 60% marks. (55% FOR SC/SC/OBC/PWBD) AND (MBA/PGDMM OR 2 Years Master’s degree OR CA/CFA/CMA-ICWA).
IIBF Certificate in International Trade Finance/Credit Professional/ MSME.
EXPERIENCE: 8 Years total post-qualification as officer + 5 years in MSME/Commercial Project Mid and Large Credit in Scheduled PSPB’s, Scheduled Private Banks, or listed FIS.

APPLICATION FEES:

For SC/ST/PWD- 175/-

GENERAL/OBC/EWS  And Others- 850/- 

EXAM PATTERN OF BANK OF INDIA CREDIT OFFICER:

          SUBJEECTSNUMBER OF QUESTIONS   MAXIMUM MARKSDURATION
ENGLISH2525      120 MINUTES
REASONING2525
QUANTATIVE APTITUDE2525
PROFESSIONAL KNOWLEDGE RELATED TO THE POST7575
 150150120 MINTUES

AGE RELAXATION:

For OBC: 3 Years.

For Persons with Benchmark Disabilities as defined under “The Rights of Persons With Benchmark Disability Act, 2016” :10 Years.

Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment : 10 Years

Persons affected by 1984 riots: 5 Years

SELECTION PROCEDURE FOR THE OF BANK OF INDIA CREDIT OFFICER:

  1. ONLINE EXAMINATION
  2. PERSONAL INTERVIEW
  3. MERIT LIST

PAY SCALE FOR THE BANK OF INDIA CREDIT OFFICER:

MIDDLE MANAGEMENT OFFICER SCALE-II: 64820 – 2340 (1) – 67160 – 2680 (10) – 93960.

MIDDLE MANAGEMENT OFFICER SCALE –III:  85920 – 2680 (5) – 99320 – 2980 (2) – 105280.

SENIOR MANAGEMENT GRADE SCALE IV:  102300 – 2980 (4) – 114220 – 3360 (2) – 120940.

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