FINAL_NOTICE_CREDIT_OFFICERS_2025_2026_NOTICE_DATE_01_11_2025.pdf
BANK OF INDIA CREDIT OFFICER RESERVATION DETAILS:
| POST | SCALE | SC | ST | OBC | EWS | GEN. | TOTAL |
|---|---|---|---|---|---|---|---|
| CREDIT OFFICER | SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 |
| CREDIT OFFICER | MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 |
| CREDIT OFFICER | MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 |
| TOTAL | 76 | 37 | 137 | 50 | 214 | 514 |
AGE AS ON 1/11/2025 FOR THE BANK OF INDIA CREDIT OFFICER:
- FOR THE POST OF SMGS-1V: MIN. AGE: 30, MAX. AGE: 40
- FOR THE POST OF MMGS-III: MIN. AGE: 28, MAX. AGE: 38
- FOR THE POST OF MMGS-II: MIN. AGE: 25, MAX. AGE: 35
EDUCATIONAL QUALIFICATION
| MMGS-II | Graduation in any stream with 60%marks. (55% OF SC/ST/OBS/PWBD) Preferred qualification CA/CFA/CMA/-ICWA OR MBA/PGDM in Banking/ Finance OR 2 years Full Time masters in Banking Finance/ Credit –related Field. |
| EXPERIENCE: 3 years total post Qualification as officer +2 years in MSME/Commercial Project/Mid and Large Credit in Scheduled PSPBs, Scheduled Private Banks or listed FIS. | |
| MMGS-III | Graduation in any stream with 60% marks (55% marks in SC/ST/OBC/PWBD). |
| CA/CFA/CMA/ICWA OR MBA/PGDMB in Banking Finance OR 2-years Full-time masters in Banking/Finance/Credit related Field. | |
| EXPERIENCE: 5 years Post-Qualification as officer +3 years in MSME/Commercial Project/Mid and Large Credit in Scheduled PSB’s, Scheduled Private Banks, or listed FIS. | |
| SMG-IV: | Graduation in any stream with 60% marks. (55% FOR SC/SC/OBC/PWBD) AND (MBA/PGDMM OR 2 Years Master’s degree OR CA/CFA/CMA-ICWA). |
| IIBF Certificate in International Trade Finance/Credit Professional/ MSME. | |
| EXPERIENCE: 8 Years total post-qualification as officer + 5 years in MSME/Commercial Project Mid and Large Credit in Scheduled PSPB’s, Scheduled Private Banks, or listed FIS. |
APPLICATION FEES:
For SC/ST/PWD- 175/-
GENERAL/OBC/EWS And Others- 850/-
EXAM PATTERN OF BANK OF INDIA CREDIT OFFICER:
| SUBJEECTS | NUMBER OF QUESTIONS | MAXIMUM MARKS | DURATION |
| ENGLISH | 25 | 25 | 120 MINUTES |
| REASONING | 25 | 25 | |
| QUANTATIVE APTITUDE | 25 | 25 | |
| PROFESSIONAL KNOWLEDGE RELATED TO THE POST | 75 | 75 | |
| 150 | 150 | 120 MINTUES |
AGE RELAXATION:
For OBC: 3 Years.
For Persons with Benchmark Disabilities as defined under “The Rights of Persons With Benchmark Disability Act, 2016” :10 Years.
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment : 10 Years
Persons affected by 1984 riots: 5 Years
SELECTION PROCEDURE FOR THE OF BANK OF INDIA CREDIT OFFICER:
- ONLINE EXAMINATION
- PERSONAL INTERVIEW
- MERIT LIST
PAY SCALE FOR THE BANK OF INDIA CREDIT OFFICER:
MIDDLE MANAGEMENT OFFICER SCALE-II: 64820 – 2340 (1) – 67160 – 2680 (10) – 93960.
MIDDLE MANAGEMENT OFFICER SCALE –III: 85920 – 2680 (5) – 99320 – 2980 (2) – 105280.
SENIOR MANAGEMENT GRADE SCALE IV: 102300 – 2980 (4) – 114220 – 3360 (2) – 120940.